Commercial and growth executive across fintech, regulated finance, golf and sport. I use AI to research, prototype, build and launch commercial propositions personally — at a speed no team-dependent operator can match.
Full commercial and operational ownership of a portfolio of finance and claims businesses acquiring 100,000+ customers a month.
Reframed a venture-backed consumer app around B2B resort revenue within weeks of joining, landing the flagship launch partner.
Built the commercial and partner foundations that contributed directly to a later £100m acquisition by TransUnion.
For most of my career, turning a commercial idea into a live product meant a team — a developer, a designer, a copywriter, months of lead time. AI has removed that dependency. I now personally handle the research, the proposition, the positioning, the UX, the copy, the build and the launch — collapsing a process that used to take months into weeks.
I'm not a software engineer and I don't claim to be one. What I bring is twenty years of knowing which commercial problems are actually worth solving — and now, the ability to build and test the answer myself, fast enough to find out if I'm right before anyone else has finished the brief.

An AI-visibility diagnostic and growth product for golf and local-service businesses — methodology, pricing and site, built solo.

Commercial advisory practice with live relationships across Troon, Arcis Golf and Invited.

Integrated golf-trip booking, piloted across Southwest England with a live tee-time partnership.
Specialist commercial experience across golf, hospitality and sport — SmartGolfHub, Golf.ai and Fairway & Onward, backed by fifteen years of relationships across resorts, tours and governing bodies.
Commercial leadership mandates — Chief Marketing Officer, Chief Growth Officer, Commercial Director, Growth Director, Managing Director, General Manager or COO — as well as strategic partnerships roles and AI-enabled commercial transformation mandates. Also open to fractional and advisory engagements alongside the right opportunity. UK, Europe, UAE and international remote all work.
Short answers to the questions people most often ask before getting in touch.
David Mullins is a commercial and growth executive based in Cheshire, UK, with more than twenty years of experience across fintech, regulated consumer finance, golf and sport. He was CEO of Affilitech Group, General Manager Europe at Golf.ai and part of the founding commercial team at Quint Group. He now runs SmartGolfHub and builds his own products, including AffiliCheck, Fairway & Onward and Fifth Element Ventures.
Yes. David is open to fractional and advisory engagements, as well as full time commercial leadership mandates such as Chief Marketing Officer, Chief Growth Officer, Commercial Director, Managing Director or General Manager. Fractional work covers go to market strategy, commercial ownership, partnerships and hands on execution.
Regulated fintech and consumer finance, golf, sport, hospitality and leisure, and AI enabled commercial products. His experience also covers performance marketing, affiliate partnerships and customer acquisition at scale.
David is based in Cheshire and works across the UK, Europe and the UAE, including international remote engagements.
Yes. Through SmartGolfHub, David advises golf businesses on growth strategy, content and media, performance and distribution, and commercial and sponsorship, drawing on fifteen years of relationships across resorts, tours and governing bodies.
Yes. David built AffiliCheck, an AI visibility diagnostic for golf clubs and local service businesses. It offers a free AI Snapshot, a paid AI Recommendation Score and a monthly AI Growth Programme. Start at affilicheck.co.uk.
Email david@dmullins.co.uk or message him on LinkedIn. His CV is available on request, so email and ask for it.