David Mullins
Career

Twenty years, four sectors, one constant: building the commercial engine.

Fintech, regulated consumer finance, AI-enabled technology and golf — the pattern has been the same throughout: find the real constraint, build the engine, put the right partnerships around it.

2025 – Present

SmartGolfHub

Founder & Commercial Growth Consultant

Commercial advisory for founders and leadership teams across golf, hospitality and leisure. Opened relationships for clients with Troon, Arcis Golf and Invited.

2024 – 2025

Golf.ai

General Manager, Europe — Commercial Transformation

Diagnosed a broken consumer-subscription model within weeks and reframed the business around B2B resort revenue. Designed an AI-enabled WhatsApp concierge proposition and landed La Cala Resort as flagship launch partner.

2021 – 2025

Affilitech Group

Chief Executive Officer

Full commercial and operational ownership of a portfolio of regulated finance and claims businesses. Built acquisition programmes delivering 100,000+ customers a month; directed multi-million-pound monthly budgets across Meta, Google, affiliate and direct partners.

2015 – 2021

Hotpond Media

Commercial Director

Managed acquisition budgets exceeding £10m annually across regulated finance, legal and consumer verticals. Built long-term publisher, affiliate and lender partnerships underpinning six consecutive years of growth.

2013 – 2015

Lead Gen UK

Commercial Director & Co-Founder

Co-founded and grew monthly revenue from approximately £150k to £750k at 25–30% operating margins. Built proprietary in-house acquisition technology.

2010 – 2013

Quint Group

Commercial Director — Founding Commercial Team

Joined at c.10 employees; helped scale to 300+, processing 25,000+ finance applications daily at peak. Commercial and pricing foundations contributed directly to the company's later £100m acquisition by TransUnion.

Sector Experience
Fintech & Consumer CreditRegulated Claims & LegalGolf, Hospitality & LeisurePerformance Marketing & AffiliateAI-Enabled Product DevelopmentInternational Expansion: UK, Europe, USA, UAE